Medical
Health care organizations face unique challenges when considering medical programs for their employees. Our consultants specialize in the health care industry and are uniquely positioned to provide customized solutions. While we provide all of the traditional employee benefits consulting services, we also possess an in-depth knowledge of health care contracting and provider reimbursement methodologies - allowing us to explore a variety of funding strategies and coverage alternatives. As the largest, most experienced broker/consultant in the managed care stop-loss business, we also offer unmatched expertise and leverage in the insurance marketplace when structuring protection for self-insured medical programs.
Dental
Dental plans are a key component of a competitive compensation package to attract and retain the best employees. There are many types of dental care options. Add to that the abundance of dental care option providers, and the variety of vendors and the choices can be fairly overwhelming. Dubraski & Associates understands the stringent criteria required by each particular state’s insurance regulatory agency, the different methods of funding and has thorough knowledge of every type of dental coverage.
Vision
Vision care is a valuable benefit, and is important for well-being and overall health. Vision plans are one of the top five most-desired benefits, after medical insurance, by employees. And like dental coverage, vision can be a key piece of a competitive compensation and benefits package. At Dubraski & Associates we work with all major vendors in the vision care marketplace and are familiar with each of the different types of plans offered. Plans can be sponsored by employers or offered on a voluntary, employee-pay-all basis. We can help you decide what type of plan will best suit your particular needs.