Managed Care Stop Loss, HMO Reinsurance & Medical Provider Excess Insurance

Health plans, hospitals, physicians, and others in the health care business have complex financial exposures that most brokers and consultants do not understand. In order to survive, these organizations must have a risk transfer program that adequately shields them from volatility. We have the experience and expertise to develop solutions that minimize risk and ensure predictability. We also have access to all of the major insurers and reinsurance companies that specialize in these product lines.

Before we request proposals from the marketplace for your risk, we thoroughly analyze your contracts, claims history and financial exposure. We then use this information to develop a program that meets your specific needs and tolerance for risk. If more in-depth analysis or complex solutions are required, we will work with a qualified actuary based on your preference.

Brokerage & Consulting Services

  • Provider Excess Insurance for hospitals and physicians with managed care contracts
  • HMO Reinsurance including insolvency and conversion coverage
  • Specialty Carve-Out Insurance and Reinsurance for transplants, neonate, etc.
  • Portfolio excess & quota share reinsurance
  • Stop-Loss and Carve-Out Programs for self-insured medical plans